Liquidity, without the guesswork.
Moonlit is a non-custodial lending protocol built for quiet, predictable markets — isolated risk, transparent rates, and collateral you never lose sight of.
A lending market built for slow, careful nights — not fast, careless ones.
Every part of Moonlit is designed to keep your position visible and your risk contained, from the first deposit to the last repayment.
Isolated markets
Each lending pair sits in its own market. A shock in one collateral type never spills into another.
1:1
market-to-collateral isolation
Real-time rate curves
Interest rates adjust continuously with utilization, so pricing always reflects live supply and demand.
Non-custodial by default
Your assets stay in audited smart contracts. Moonlit never takes custody of what you deposit.
Gradual liquidations
Positions are unwound in small steps as they approach risk thresholds, instead of all at once — reducing slippage for borrowers and market impact for everyone else.
Cross-chain collateral
Post collateral from multiple chains into a single position, without bridging assets through a third party first.
Independently audited
Reviewed by three separate security firms before launch, with reports published in full.
Your markets are live.
Connect a wallet and start lending or borrowing in isolated, transparent markets — no waitlist, no gatekeeping.
Enter dAppNon-custodial. Independently audited. Available now.